What is Home loan?
Loan
is a type of loan that is borrowed from one bank in the long term. To create or buy the house that we want And includes condos, commercial buildings, town houses and townhouses The borrower must bring that residence as a mortgage guarantee.
Or if you have a Home loan but want to change a new financial institution with a better offer You can redeem the existing credit and come into the new bank. Call this method
"Refinance the house"
and if you are interested in borrowing housing and housing loans What you need to do is
- Identification evidence, including identification card, copy of house registration Marriage certificate / Donation certificate or death certificate Copy of name-surname change (if any).
- Evidence of income Divided into regular income Must have a salary certificate Along with the bank account book And independent professionals Must have a copy of the trade registration Or certificate of juristic person registration, deposit account with statement, evidence of other assets.
- Evidence of securities trading Copy of title deeds or ownership of condominium units, land location map , Personal property details Common property, copy of purchase contract or sale or deposit
- Other evidence, such as if borrowing to build a building or add, must have Letter of authorization or extension, contract of employment or extension, construction, etc.
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